6 Corporate Drive, Shelton, CT 06484
(203) 513-6368
mdepascale@barnumfg.com | www.marcelloedepascale.com

Help Protect Your Income with Individual Disability Insurance

Illness or injury can happen to anyone.
Let us help protect your loved ones and your income should it happen to you.

Why you need to protect your income with
Individual Disability Insurance?

Your income is your biggest asset. Assuming a 3% annual increase in income, there are a few assets that could ever compare to your income over the course of a successful career.

A suite of carriers working to meet your needs

Within the disability insurance landscape, it’s very easy to be overwhelmed with the vast amount of carriers available to you. We work with the best carries that best fit your needs.

THINK ABOUT IT…

What would happen if you suddenly became injured or sick and could not work for an extended period of time?

Trying to maintain your financial stability during a challenging period when you are unable to earn your income.

The numbers don’t lie

It can be a very challenging period when your income is suddenly interrupted due to an extended period of sickness or injury, that can have serious financial consequences.

DON’T UNDERESTIMATE THE RISK…

64% of workers believe they have a 2% or less chance of being disabled for 3 months or more during their career. The actual odds are closer 25% according to the US Social Security Administration.

WHEN SHOULD I CONSIDER DISABILITY INSURANCE?

As soon as you can!

Premiums are based on age so the younger you purchase coverage, the cheaper it will be!

Only 48 percent of American adults indicate they have enough savings to cover three months of living expenses in the event they’re not earning any income.
(Council for Disability Awareness, Disability Divide)

HOW DOES INDIVIDUAL DISABILITY INSURANCE HELP PROTECT MY INCOME?

In the event of a disability from injury or sickness, an Individual Disability Income (IDI) insurance policy provides monthly, non-taxable income to help pay daily living expesnes.

48% of mortgages that foreclose do so because the primary income source becomes injured or sick and is unable to work. (US Savings & Trust)

Interested in receiving a quote?

You’re ready to take the next step, we’re ready to take you there

GET STARTED TODAY